The Financial Tool that Community Banks Forgot

But, the Econofi Calculator has you covered:
✓ 50+ Beta Users from Target Communities
✓ Production-Ready Since December 2025
✓ 148 MDIs Identified as Partnership Targets
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The Missing Financial Tool

In too many neighborhoods, particularly underserved ones, traditional banking has failed, leaving millions burdened with predatory options. Econofi tackles this challenge head-on, using product innovation, customer-centered design thinking, and AI technology to deliver financial services that empowers individuals to build their own economic futures.

The Econofi ™ Calculator is a production-ready financial empowerment platform available both as a free mobile app for individuals and available soon as white-labeled technology for Minority Depository Institutions, featuring voice-enabled budgeting, AI-powered coaching, and culturally-competent tools in English and Spanish. Built with advanced multi-agent AI architecture, it delivers modern financial planning  to the 63 million unbanked and underbanked Americans who need it most. An asset previously available only to high-net-worth banking customers.

Financial Infrastructure That Works Both Ways

For Individuals & Families

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Econofi Calculator

What It Offers:
  • Free
  • Voice-enabled calculator (English andd Spanish)
  • 7 life-stage financial budget templates
  • Bill and Expense tracking with payment reminders
  • Multilingual financial education
  • Culturally-competent user experience
  • AI-powered "Fin" coaching

Why It Matters:
Because financial literacy is the 1st step towards closure of the Wealth Gap. 

For Minority Depository Institutions

Econofi_Agents

Econofi Agents 

Offers Everything in the Econofi Calculator plus:
  • AI Agents delivering CRA Compliance Reporting with measurable financial literacy outcomes
  • Branded personalized financial guidance
  • Culturally-competent customer experiences
  • 90% cost reduction vs. custom development
  • 6-month faster time-to-market
  • Banking-grade security & compliance (SOC 2, PCI DSS)

Why It Matters:
MDIs struggle with technology integration, citing limited IT budgets as their primary innovation barrier.

Be an Econofi Calculator Beta Tester