Financial Tools that Include You

In too many neighborhoods, traditional banking has failed, leaving 63 million Americans burdened with predatory options or nothing at all. Econofi Calculator is a voice-first financial wellness platform: a free mobile app for individuals and white-label technology for Minority Depository Institutions. Users speak calculations in English or Spanish, set budgets based on their life stage, and receive AI-powered coaching that connects everyday transactions to their financial goals. No bank account required, no subscription fees, no judgment. We're not bringing people into a broken system - we're building tools that work for everyone from the start.

Financial Infrastructure That Works Both Ways

CRA Documentation That Generates Itself

90% reduction in annual CRA reporting time: 80 to 120 hours → 8 to 12 hours

How It Works
One platform. One action. Two impacts.

The Interaction

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A community member sets up a budget, completes a financial education module, or logs a savings goal.

The Individual Impact

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Build financial capability.
Budget discipline formed.
Saving habits take hold.

The Institution Impact

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The interaction is logged in real time, mapped to 12 CFR §228.12(h)(2), and added to the institution’s examiner-ready CRA documentation package. Automatically. Without a single hour of manual reporting.

 This is not two products. This is one system with two beneficiaries.

Econofi is a compliance automation platform delivering examination-ready CRA documentation captured from customer financial wellness activity. It generates CRA evidence as customers and community members build their financial capability.

Are you a MDI or Community Bank?
See how we document your CRA community development service.