The Financial Tool that Community Banks Forgot

But, the Econofi Calculator has you covered:
✓ 50+ Beta Users from Target Communities
✓ Production-Ready Since December 2025
✓ 148 MDIs Identified as Partnership Targets
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Financial Tools that Include You

In too many neighborhoods, traditional banking has failed, leaving 63 million Americans burdened with predatory options or nothing at all. Econofi Calculator is a voice-first financial wellness platform: a free mobile app for individuals and white-label technology for Minority Depository Institutions. Users speak calculations in English or Spanish, set budgets based on their life stage, and receive AI-powered coaching that connects everyday transactions to their financial goals. No bank account required, no subscription fees, no judgment. We're not bringing people into a broken system - we're building tools that work for everyone from the start.

Financial Infrastructure That Works Both Ways

For Individuals & Families

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Econofi Calculator

What It Offers:
  • Free
  • Voice-enabled calculator (English andd Spanish)
  • 7 life-stage financial budget templates
  • Bill and Expense tracking with payment reminders
  • Multilingual financial education
  • Culturally-competent user experience
  • AI-powered "Fin" coaching

Why It Matters:
Because financial planning is the 1st step towards closure of the Wealth Gap. 

For Minority Depository Institutions

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Econofi Agents 

Offers Everything in the Econofi Calculator plus:
  • AI Agents delivering CRA Compliance Reporting
  • Branded personalized financial guidance
  • Culturally-competent customer experiences
  • 90% cost reduction vs. custom development
  • 6-month faster time-to-market
  • Banking-grade security & compliance (SOC 2, PCI DSS)

Why It Matters:
MDIs struggle with technology integration, citing limited IT budgets as their primary innovation barrier.

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