Financial Tools that Include You

In too many neighborhoods, traditional banking has failed, leaving 63 million Americans burdened with predatory options or nothing at all. Econofi Calculator is a voice-first financial wellness platform: a free mobile app for individuals and white-label technology for Minority Depository Institutions. Users speak calculations in English or Spanish, set budgets based on their life stage, and receive AI-powered coaching that connects everyday transactions to their financial goals. No bank account required, no subscription fees, no judgment. We're not bringing people into a broken system - we're building tools that work for everyone from the start.

Financial Infrastructure That Works Both Ways

Compliance infrastructure

built for

community banks.

BSA/AML monitoring — transaction monitoring, SAR narratives, and an immutable audit trail.

Financial wellness — your brand, deployed in your community's pocket.

CRA documentation — continuous, examiner-ready from day one.

$150K–300K:  combined compliance cost for a mid-sized community bank.

Three tracks.

One Platform. 

Stop reviewing noise. Start finding what matters.

BSA/AML

Transaction monitoring. Under 15% false positive rate.

SAR narratives drafted and cited. Every alert investigation-ready for BSA Officer review.

Immutable audit trail. Every decision documented and defensible.

 

31 USC §5324 · §1020.320                                                                Available Q3 2026

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Continuous, examiner-ready from day one.

FINANCIAL WELLNESS

White-label financial wellness app,  deployed under your brand.

Bilingual, english and spanish, budget creation, bills and expenses, AI-financial coaching.

Every interaction builds community development credit automatically. Timestamped, LMI-verified, Geography-confirmed.

CRA §228.12(h)(2)                                                                                        Available NOW

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Free for every BSA Officer

The SAR Narrative Library 

Structuring    ·    Velocity    ·    Geographic    ·    Risk Round Dollar
A curated library of Suspicious Activity Report narrative templates, organized by suspicious activity pattern. Read any template without logging in. Download Word versions with an email address. No contract, no integration, no sales conversation.
 

CRA Documentation

Five agents that generate continuous,
examiner-ready CRA documentation — built on
§228.12(h)(2).

The provision that has held through six administrations and 30 years of
regulatory history. Add to TransactionMonitor when your institution is ready.

DATAGUARD  |  LENDSCOPE  |  CRACREDIT  |  COMPLIANCEGEN  |  EXAMPREP

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