Compliance infrastructure
built for
community banks.
BSA/AML monitoring — transaction monitoring, SAR narratives, and an immutable audit trail.
Financial wellness — your brand, deployed in your community's pocket.
CRA documentation — continuous, examiner-ready from day one.
$150K–300K: combined compliance cost for a mid-sized community bank.
Three tracks.
One Platform.
THREE PROBLEMS
Legacy AML systems generate false positive rates of 50–60%. A two-person BSA team cannot clear that volume under a 30-day SAR filing clock — writing each narrative by hand.
Manual CRA documentation runs 80–120 staff hours per exam cycle — assembled retroactively, which examiners can see.
MDIs have no digital channel to deliver financial education to the communities their charter requires them to serve. Without one, those interactions never happen — and the CRA community development service credit they would generate goes unclaimed.
Stop reviewing noise. Start finding what matters.
BSA/AML
Transaction monitoring. Under 15% false positive rate.
SAR narratives drafted and cited. Every alert investigation-ready for BSA Officer review.
Immutable audit trail. Every decision documented and defensible.
31 USC §5324 · §1020.320 Available Q3 2026
Continuous, examiner-ready from day one.
FINANCIAL WELLNESS
White-label financial wellness app, deployed under your brand.
Bilingual, english and spanish, budget creation, bills and expenses, AI-financial coaching.
Every interaction builds community development credit automatically. Timestamped, LMI-verified, Geography-confirmed.
CRA §228.12(h)(2) Available NOW
Free for every BSA Officer
The SAR Narrative Library
CRA Documentation
Five agents that generate continuous,
examiner-ready CRA documentation — built on
§228.12(h)(2).
The provision that has held through six administrations and 30 years of
regulatory history. Add to TransactionMonitor when your institution is ready.
DATAGUARD | LENDSCOPE | CRACREDIT | COMPLIANCEGEN | EXAMPREP
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