Financial Tools that Include You

In too many neighborhoods, traditional banking has failed, leaving 63 million Americans burdened with predatory options or nothing at all. Econofi Calculator is a voice-first financial wellness platform: a free mobile app for individuals and white-label technology for Minority Depository Institutions. Users speak calculations in English or Spanish, set budgets based on their life stage, and receive AI-powered coaching that connects everyday transactions to their financial goals. No bank account required, no subscription fees, no judgment. We're not bringing people into a broken system - we're building tools that work for everyone from the start.

Financial Infrastructure That Works Both Ways

One platform. One action. Two impacts.

Econofi is a compliance automation platform. Delivering examination-ready CRA documentation captured from customer financial wellness activity.

CRA that is generated while customers and community members grow financial capability.

How It Works
One Action. Two Impacts. One System.

The Interaction

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A community member completes a financial education module, sets a budget, or logs a savings goal.

The Individual Impact

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Build financial capability.
Learn budgeting
Create savings goals.

The Institution Impact

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The interaction is logged in real time, mapped to 12 CFR §228.12(h)(2), and added to the institution’s examiner-ready CRA documentation package. Automatically. Without a single hour of manual reporting.

This is not two products.
This is one system with two beneficiaries.