Financial Tools that Include You
In too many neighborhoods, traditional banking has failed, leaving 63 million Americans burdened with predatory options or nothing at all. Econofi Calculator is a voice-first financial wellness platform: a free mobile app for individuals and white-label technology for Minority Depository Institutions. Users speak calculations in English or Spanish, set budgets based on their life stage, and receive AI-powered coaching that connects everyday transactions to their financial goals. No bank account required, no subscription fees, no judgment. We're not bringing people into a broken system - we're building tools that work for everyone from the start.
Financial Infrastructure That Works Both Ways
Financial Wellness is
Financial Inclusion.
Community members need tools they can trust. Your examiners need proof those tools are working. We deliver both, in one product.
Available now
For millions of Americans, the paycheck arrives and it disappears. Not because of bad decisions. Because of a financial system that was not built for everyone.
63 million unbanked and underbanked people in the United States work hard, contribute to their communities, and deserve the same financial tools that everyone else takes for granted.
Econofi is that tool. Bilingual. Built for the smartphone already in their pocket.
TOOLS FOR THE COMMUNITIES YOU SERVE
BILINGUAL
English and Spanish as first-class interfaces, not translations.
BUDGET PLANNER
7 life stage templates. Including irregular income, cash-heavy households, and remittance obligations.
FINANCIAL EDUCATION
English and Spanish as first-class interfaces, not translations.
TRACK SAVINGS, BILLS, EXPENSES
Set savings goals and bills reminders. Quick camera capture for cash payment.
AI FINANCIAL COACH
Payment reminders. Bill ledger. Expense tracking. No bank account required.
VOICE-ENABLED
Full voice interface for calculations, financial coaching, financial education.
"Worker centers are on the front lines of financial inclusion."
Econofi gives your members a tool they can actually use, multilingual, voice-enabled, and built with their community in mind. No IT infrastructure required of the worker center. No cost to members.
WHAT YOUR MEMBERS RECEIVE
A personal budget planner, bill tracker, expense manager, and financial literacy coach, in English and Spanish, voice-enabled, at no cost to them.
WHAT YOUR ORGANIZATION RECEIVES
White-label deployment under your organization's brand.
Metrics on member financial progress: engagement, completion rates, and financial capability gains.
Financial wellness reporting aligned to community development standards.
FREE Public Resource
The SAR Narrative Library
"WHAT DEPLOYING ECONOFI CRA MEANS FOR YOUR BANK."
Every qualifying interaction — financial education module completed, budget session, savings goal set — is logged automatically: timestamped, LMI-verified, geography-confirmed. Mapped to 12 CFR §228.12(h)(2). Your bank partners receive continuous CRA community development service documentation without a single additional reporting hour.
Your bank is approaching a CRA examination.
Five agents that generate continuous, examiner-ready CRA documentation. Built on §228.12(h)(2).
The provision that has held through six administrations and 30 years of regulatory history. Add to TransactionMonitor when your institution is ready.
DATAGUARD | LENDSCOPE | CRACREDIT | COMPLIANCEGEN | EXAMPREP
CURRENT BSA/AML SPEND
AML software license $50k–80k/yr
50–60% false positive rate consumes Officer time.
Annual independent review $15k–35k/yr
Mandated outside review of the BSA program.
Exam preparation $20k–40k/cycle
Reconstruction in the weeks before each cycle.
TOTAL - ANNUAL $110k–230k/yr
TRANSACTIONMONITOR
Under 15% false positive rate.
Continuous monitoring — not periodic batch scans.
SAR narratives drafted with citations.
Your BSA Officer reviews, edits, files.
Immutable audit trail from day one.
Every alert, every disposition, every outcome.
Succession-proof.
The detection logic and history belong to the institution.ost alerts your Officer reviews will clear.
PRICING Less than you spend today.
90% reduction in annual CRA reporting time.
80 to 120 hours reduced to 8 to 12 hours.